подоходный налог нью йорк калькулятор
Подоходный налог в США
2020-04-15
В США действует основной, базовый Федеральный налог на доходы получаемые физическими лицами и в дополнение к нему — региональный, с индивидуальными ставками в каждом штате, в некоторых субъектах он отсутствует.
Федеральное подоходное налогообложение в США имеет прогрессивный вид ставок от 10% до 37%, то есть чем выше доход, тем выше налоговая ставка.
Ставки регионального подоходного налога, также состоят из диапазона в среднем от 0% до 7%. В конце статьи будет ссылка на источник со ставками подоходного налога по каждому штату и онлайн калькулятор.
Ставки федерального налога на доход в США
Подобные ставки еще называются «предельными», так как применяются не к общему доходу, а только к той разнице, которая находится в их диапазоне. То есть получая к примеру ежегодный доход в размере 60 000 USD в год, на первые 9 700 USD (первая скобка) из этой суммы будет применяться ставка 10%, на вторые 29 775 USD (вторая скобка) 12%, на оставшиеся 20 525 USD (третья скобка) 22%.
Вычеты и льготы
Вычеты и льготы используются, для уменьшения суммы налога. В упрощенном виде схема расчета суммы налога с участием вычета, выглядит следующим образом:
Налогооблагаемый доход — вычеты х налоговая ставка = сумма налога.
В США существуют два способа использования вычета, который полагается каждому:
Что касается льгот, в расчетной формуле они вычитаются из итоговой суммы налога. Например, сумма вашего налога составляет 5 000 USD, а полагающиеся вам налоговые льготы равны 2 000, значит 5000 — 2000 = 3000 USD сумма налога, которую необходимо будет заплатить.
Количество предоставляемых льгот правительством штатов, имеет обширный перечень, из самых распространенных, это: уход за детьми, низкий доход и на обучение. Более детальную информацию можно получить по ссылке ниже.
Ссылка на английский источник, плюс калькулятор, для онлайн расчета налога на доход по штатам:
https://smartasset.com/taxes/income-taxes
Для тех кому затруднительно использовать англоязычный калькулятор, в таблице ниже рассчитаны приблизительные чистые доходы с использованием данного калькулятора.
Сколько нужно денег, для более-менее комфортной жизни в штатах, можно прочесть в этой статье.
New York Salary Tax Calculator for the Tax Year 2021/22
You are able to use our New York State Tax Calculator to calculate your total tax costs in the tax year 2021/22. Our calculator has recently been updated to include both the latest Federal Tax Rates, along with the latest State Tax Rates. Our calculator has been specially developed in order to provide the users of the calculator with not only how much tax they will be paying, but a breakdown of all the tax costs that will be taken, with consideration to any deductions that they are able to receive.
Our New York Salary Tax Calculator has only one goal, to provide you with a transparent financial situation. By seeing how all of your taxes are split up and where each of them go, you have a better understanding of why you pay the tax you do, where the money goes, and why each tax has a purpose.
Note: Keep in mind that when you are filing both your State and Federal tax returns, you should always consult with a professional. Failure to do so could result in filing these taxes wrongly, and thus landing you in trouble.
While New York collects income tax, there are certain states that do not collect income tax. These states consist of: Florida, New Hampshire, Wyoming, Nevada, South Dakota, Tennessee, Texas, Washington, Alaska.
Note: New Hampshire only tax interest and dividend income.
Enter your Gross Salary and click «Calculate» to see how much Tax you’ll need to Pay
New York Income Tax Calculator
Overview of New York Taxes
New York is generally known for high taxes. In parts of the state, like New York City, all types of taxes are even higher.
Your Income Taxes Breakdown
| Tax Type | Marginal Tax Rate | Effective Tax Rate | 2020 Taxes* |
| Federal | |||
| FICA | |||
| State | |||
| Local | |||
| Total Income Taxes | |||
| Income After Taxes | |||
| Retirement Contributions | |||
| Take-Home Pay |
Your 2020 Federal Income Tax Comparison
Total Estimated 2020 Tax Burden
How Income Taxes Are Calculated
Jennifer Mansfield, CPA Tax
Jennifer Mansfield, CPA, JD/LLM-Tax, is a Certified Public Accountant with more than 30 years of experience providing tax advice. SmartAsset’s tax expert has a degree in Accounting and Business/Management from the University of Wyoming, as well as both a Masters in Tax Laws and a Juris Doctorate from Georgetown University Law Center. Jennifer has mostly worked in public accounting firms, including Ernst & Young and Deloitte. She is passionate about helping provide people and businesses with valuable accounting and tax advice to allow them to prosper financially. Jennifer lives in Arizona and was recently named to the Greater Tucson Leadership Program.
Taxes can really put a dent in your paycheck. But with a Savings or CD account, you can let your money work for you. Check out these deals below:
Taxes in New York
New York State Tax Quick Facts
For taxpayers in the state of New York, there’s New York City, and then there’s everywhere else. The state’s tax system combines a relatively low sales tax rate (4%, tied for the third-lowest rate in the country) with an income tax system that leans heavily on high earners. Meanwhile, New York City also levies its own income taxes, which means residents of the Big Apple pay some of the nation’s highest local rates.
New York Income Taxes
State Income Tax Brackets
New York City collects its own income taxes in addition to those collected by the state. The city’s tax rates range from 3.078% of taxable income to 3.876% for top earners. Below are the rates for New York City alone:
NYC Income Tax Brackets
New York Tax Credits
New York Sales Tax
At 4%, New York’s sales tax rate is higher than only six other states. However, all counties collect additional surcharges on top of that 4% rate. This means that, depending on where you are, actual rates may be significantly higher than other parts of the country. The table below shows the total state and local sales tax rates for all New York counties.
Sales Tax Rates (Updated December 2020)
| County | |||
| County | State Rate | County Rate | Total Sales Tax |
|---|---|---|---|
| Albany | 4.000% | 4.000% | 8.000% |
| Allegany | 4.000% | 4.500% | 8.500% |
| Bronx | 4.000% | 4.875% | 8.875% |
| Broome | 4.000% | 4.000% | 8.000% |
| Cattaraugus | 4.000% | 4.000% | 8.000% |
| Cayuga | 4.000% | 4.000% | 8.000% |
| Chautauqua | 4.000% | 4.000% | 8.000% |
| Chemung | 4.000% | 4.000% | 8.000% |
| Chenango | 4.000% | 4.000% | 8.000% |
| Clinton | 4.000% | 4.000% | 8.000% |
| Columbia | 4.000% | 4.000% | 8.000% |
| Cortland | 4.000% | 4.000% | 8.000% |
| Delaware | 4.000% | 4.000% | 8.000% |
| Dutchess | 4.000% | 4.125% | 8.125% |
| Erie | 4.000% | 4.750% | 8.750% |
| Essex | 4.000% | 4.000% | 8.000% |
| Franklin | 4.000% | 4.000% | 8.000% |
| Fulton | 4.000% | 4.000% | 8.000% |
| Genesee | 4.000% | 4.000% | 8.000% |
| Greene | 4.000% | 4.000% | 8.000% |
| Hamilton | 4.000% | 4.000% | 8.000% |
| Herkimer | 4.000% | 4.250% | 8.250% |
| Jefferson | 4.000% | 4.000% | 8.000% |
| Kings (Brooklyn) | 4.000% | 4.875% | 8.875% |
| Lewis | 4.000% | 4.000% | 8.000% |
| Livingston | 4.000% | 4.000% | 8.000% |
| Madison | 4.000% | 4.000% | 8.000% |
| Monroe | 4.000% | 4.000% | 8.000% |
| Montgomery | 4.000% | 4.000% | 8.000% |
| Nassau | 4.000% | 4.625% | 8.625% |
| New York (Manhattan) | 4.000% | 4.875% | 8.875% |
| Niagara | 4.000% | 4.000% | 8.000% |
| Oneida | 4.000% | 4.750% | 8.750% |
| Onondaga | 4.000% | 4.000% | 8.000% |
| Ontario | 4.000% | 3.500% | 7.500% |
| Orange | 4.000% | 4.125% | 8.125% |
| Orleans | 4.000% | 4.000% | 8.000% |
| Oswego | 4.000% | 4.000% | 8.000% |
| Otsego | 4.000% | 4.000% | 8.000% |
| Putnam | 4.000% | 4.375% | 8.375% |
| Queens | 4.000% | 4.875% | 8.875% |
| Rensselaer | 4.000% | 4.000% | 8.000% |
| Richmond (Staten Island) | 4.000% | 4.875% | 8.875% |
| Rockland | 4.000% | 4.375% | 8.375% |
| Saratoga | 4.000% | 3.000% | 7.000% |
| Schenectady | 4.000% | 4.000% | 8.000% |
| Schoharie | 4.000% | 4.000% | 8.000% |
| Schuyler | 4.000% | 4.000% | 8.000% |
| Seneca | 4.000% | 4.000% | 8.000% |
| St. Lawrence | 4.000% | 4.000% | 8.000% |
| Steuben | 4.000% | 4.000% | 8.000% |
| Suffolk | 4.000% | 4.625% | 8.625% |
| Sullivan | 4.000% | 4.000% | 8.000% |
| Tioga | 4.000% | 4.000% | 8.000% |
| Tompkins | 4.000% | 4.000% | 8.000% |
| Ulster | 4.000% | 4.000% | 8.000% |
| Warren | 4.000% | 3.000% | 7.000% |
| Washington | 4.000% | 3.000% | 7.000% |
| Wayne | 4.000% | 4.000% | 8.000% |
| Westchester | 4.000% | 4.375% | 8.375% |
| Wyoming | 4.000% | 4.000% | 8.000% |
| Yates | 4.000% | 4.000% | 8.000% |
| City | |||
| City | State Rate | County + City Rate | Total Sales Tax |
|---|---|---|---|
| Airmont | 4.000% | 4.375% | 8.375% |
| Albany | 4.000% | 4.000% | 8.000% |
| Amityville | 4.000% | 4.625% | 8.625% |
| Amsterdam | 4.000% | 4.000% | 8.000% |
| Auburn | 4.000% | 4.000% | 8.000% |
| Babylon | 4.000% | 4.625% | 8.625% |
| Batavia | 4.000% | 4.000% | 8.000% |
| Beacon | 4.000% | 4.125% | 8.125% |
| Binghamton | 4.000% | 4.000% | 8.000% |
| Buffalo | 4.000% | 4.750% | 8.750% |
| Canandaigua | 4.000% | 3.500% | 7.500% |
| Cohoes | 4.000% | 4.000% | 8.000% |
| Corning | 4.000% | 4.000% | 8.000% |
| Cortland | 4.000% | 4.000% | 8.000% |
| Depew | 4.000% | 4.750% | 8.750% |
| Dobbs Ferry | 4.000% | 4.375% | 8.375% |
| Dunkirk | 4.000% | 4.000% | 8.000% |
| East Rockaway | 4.000% | 4.625% | 8.625% |
| Elmira | 4.000% | 4.000% | 8.000% |
| Endicott | 4.000% | 4.000% | 8.000% |
| Floral Park | 4.000% | 4.875% | 8.875% |
| Fredonia | 4.000% | 4.000% | 8.000% |
| Freeport | 4.000% | 4.625% | 8.625% |
| Fulton | 4.000% | 4.000% | 8.000% |
| Garden City | 4.000% | 4.625% | 8.625% |
| Geneva | 4.000% | 3.500% | 7.500% |
| Glen Cove | 4.000% | 4.625% | 8.625% |
| Glens Falls | 4.000% | 3.000% | 7.000% |
| Gloversville | 4.000% | 4.000% | 8.000% |
| Great Neck | 4.000% | 4.625% | 8.625% |
| Hamburg | 4.000% | 4.750% | 8.750% |
| Harrison | 4.000% | 4.375% | 8.375% |
| Haverstraw | 4.000% | 4.375% | 8.375% |
| Hempstead | 4.000% | 4.625% | 8.625% |
| Ithaca | 4.000% | 4.000% | 8.000% |
| Jamestown | 4.000% | 4.000% | 8.000% |
| Johnson City | 4.000% | 4.000% | 8.000% |
| Kenmore | 4.000% | 4.750% | 8.750% |
| Kingston | 4.000% | 4.000% | 8.000% |
| Kiryas Joel | 4.000% | 4.125% | 8.125% |
| Lackawanna | 4.000% | 4.750% | 8.750% |
| Lake Grove | 4.000% | 4.625% | 8.625% |
| Lancaster | 4.000% | 4.750% | 8.750% |
| Lindenhurst | 4.000% | 4.625% | 8.625% |
| Lockport | 4.000% | 4.000% | 8.000% |
| Long Beach | 4.000% | 4.625% | 8.625% |
| Lynbrook | 4.000% | 4.625% | 8.625% |
| Mamaroneck | 4.000% | 4.375% | 8.375% |
| Massapequa Park | 4.000% | 4.625% | 8.625% |
| Massena | 4.000% | 4.000% | 8.000% |
| Mastic Beach | 4.000% | 4.625% | 8.625% |
| Middletown | 4.000% | 4.125% | 8.125% |
| Mineola | 4.000% | 4.625% | 8.625% |
| Mount Kisco | 4.000% | 4.375% | 8.375% |
| Mount Vernon | 4.000% | 4.375% | 8.375% |
| New Hyde Park | 4.000% | 4.625% | 8.625% |
| New Rochelle | 4.000% | 4.375% | 8.375% |
| New York | 4.000% | 4.875% | 8.875% |
| Newark | 4.000% | 4.000% | 8.000% |
| Newburgh | 4.000% | 4.125% | 8.125% |
| Niagara Falls | 4.000% | 4.000% | 8.000% |
| North Tonawanda | 4.000% | 4.000% | 8.000% |
| Ogdensburg | 4.000% | 4.000% | 8.000% |
| Olean | 4.000% | 4.000% | 8.000% |
| Oneida | 4.000% | 4.000% | 8.000% |
| Oneonta | 4.000% | 4.000% | 8.000% |
| Ossining | 4.000% | 4.375% | 8.375% |
| Oswego | 4.000% | 4.000% | 8.000% |
| Patchogue | 4.000% | 4.625% | 8.625% |
| Peekskill | 4.000% | 4.375% | 8.375% |
| Plattsburgh | 4.000% | 4.000% | 8.000% |
| Port Chester | 4.000% | 4.375% | 8.375% |
| Port Jervis | 4.000% | 4.125% | 8.125% |
| Potsdam | 4.000% | 4.000% | 8.000% |
| Poughkeepsie | 4.000% | 4.125% | 8.125% |
| Rensselaer | 4.000% | 4.000% | 8.000% |
| Rochester | 4.000% | 4.000% | 8.000% |
| Rockville Centre | 4.000% | 4.625% | 8.625% |
| Rome | 4.000% | 4.750% | 8.750% |
| Rye | 4.000% | 4.375% | 8.375% |
| Rye Brook | 4.000% | 4.375% | 8.375% |
| Saratoga Springs | 4.000% | 3.000% | 7.000% |
| Scarsdale | 4.000% | 4.375% | 8.375% |
| Schenectady | 4.000% | 4.000% | 8.000% |
| Sleepy Hollow | 4.000% | 4.375% | 8.375% |
| Spring Valley | 4.000% | 4.375% | 8.375% |
| Suffern | 4.000% | 4.375% | 8.375% |
| Syracuse | 4.000% | 4.000% | 8.000% |
| Tarrytown | 4.000% | 4.375% | 8.375% |
| Tonawanda | 4.000% | 4.750% | 8.750% |
| Troy | 4.000% | 4.000% | 8.000% |
| Utica | 4.000% | 4.750% | 8.750% |
| Valley Stream | 4.000% | 4.625% | 8.625% |
| Watertown | 4.000% | 4.000% | 8.000% |
| Watervliet | 4.000% | 4.000% | 8.000% |
| West Haverstraw | 4.000% | 4.375% | 8.375% |
| Westbury | 4.000% | 4.625% | 8.625% |
| White Plains | 4.000% | 4.375% | 8.375% |
| Woodbury | 4.000% | 4.625% | 8.625% |
| Yonkers | 4.000% | 4.875% | 8.875% |
Note that all five New York City counties (New York, Kings, Queens, Bronx and Richmond) are subject to the full city tax rate of 8.875%, the highest total rate in the state. That rate includes a 0.375% charge for the Metropolitan Commuter Transportation District, which supports the region’s transportation infrastructure.
New York Tobacco Tax
New York Property Tax
Regardless of city, if you are looking to refinance or purchase a property in New York with a mortgage, check out our guide to mortgages in New York. We’ve got details on average mortgage rates and other information about getting a mortgage in the Empire State. You can also use our New York property tax calculator to find out what you would pay in property taxes in New York.
New York Estate Tax
New York Gasoline Tax
The Motor Fuel Excise Taxes on gasoline and diesel in New York are 8.05 cents per gallon and 8.00 cents per gallon, respectively. Furthermore, the Petroleum Business Tax (PBT) is paid by petroleum businesses for certain types of fuel and paid at different points in the distribution chain. As of Jan. 1, 2020, the PBT (which is adjusted annually) is 17.4 cents per gallon.
New York Capital Gains Tax
Capital gains in New York are taxed as normal income, according to the rates described above.
New York Paycheck Calculator
Use SmartAsset’s paycheck calculator to calculate your take home pay per paycheck for both salary and hourly jobs after taking into account federal, state, and local taxes.
Overview of New York Taxes
New York state has a progressive income tax system with rates ranging from 4% to 8.82% depending on taxpayers’ income level and filing status. Living in New York City adds more of a strain on your paycheck than living in the rest of the state, as the Big Apple imposes its own local income tax on top of the state one. New York City’s income tax system is also progressive and rates range from 3.078% to 3.876%.
Jennifer Mansfield, CPA Tax
Jennifer Mansfield, CPA, JD/LLM-Tax, is a Certified Public Accountant with more than 30 years of experience providing tax advice. SmartAsset’s tax expert has a degree in Accounting and Business/Management from the University of Wyoming, as well as both a Masters in Tax Laws and a Juris Doctorate from Georgetown University Law Center. Jennifer has mostly worked in public accounting firms, including Ernst & Young and Deloitte. She is passionate about helping provide people and businesses with valuable accounting and tax advice to allow them to prosper financially. Jennifer lives in Arizona and was recently named to the Greater Tucson Leadership Program.
New York Paycheck Calculator
New York Paycheck Quick Facts
How Your New York Paycheck Works
When you start a job in the Empire State, you have to fill out a Form W-4. Your new employer will use the information you provide on this form to determine how much to withhold from your paycheck in federal income taxes. How much you pay in federal income taxes depends on several factors like your marital status, salary and whether or not you have additional taxes withheld from your paycheck.
The 2020 W-4 includes notable revisions. The biggest change is that you won’t be able to claim allowances anymore. Instead, you’ll need to input annual dollar amounts for additional income and things like non-wage income, total annual taxable wages, income tax credits and itemized and other deductions. The form also utilizes a five-step process that asks you to enter personal information, claim dependents and indicate any extra income or jobs.
All employees hired as of Jan. 1, 2020 must complete the form. If you were hired before then, you don’t need to worry about filing a new W-4 unless you plan on changing your withholdings or getting a new job.
New York Median Household Income
| Year | Median Income |
|---|---|
| 2019 | $72,108 |
| 2018 | $67,844 |
| 2017 | $64,894 |
| 2016 | $62,909 |
| 2015 | $60,850 |
| 2014 | $58,878 |
| 2013 | $57,369 |
| 2012 | $56,448 |
| 2011 | $55,246 |
| 2010 | $54,148 |
What your tax burden looks like in New York depends on where in the state you live. If you live in New York City, you’re going to face a heavier tax burden compared to taxpayers who live elsewhere. That’s because NYC imposes an additional local income tax.
Yonkers also levies local income tax. Residents pay 16.75% of their net state tax, while non-residents pay 0.5% of wages.
Another thing worth noting is that certain self-employed taxpayers in New York City, as well as Richmond, Rockland, Nassau, Suffolk, Orange, Putnam, Dutchess and Westchester Counties have to pay a metropolitan commuter transportation mobility tax (MCTMT) of up to 0.34% of net earnings to the Metropolitan Transportation Authority (MTA).
While New York as a whole has a generally high tax burden, it doesn’t necessarily mean you shouldn’t buy a home there. It does mean it’s a good idea to be aware of the ongoing expenses and build them into your budget. If you are considering using a mortgage to purchase or refinance a property in New York, our New York mortgage guide can provide useful information about rates and getting a mortgage in the state.